A CAREER criminal mum who swindled over £100,000 in elaborate scams has been jailed again for a BMW con using stolen credit cards.

Charmaine McAllister, 37, has been jailed 16 times after she clocked up 220 offences over the last 21 years.

She has posed as a cop, bank worker, soldier and ad executive from Horse and Hound magazine to carry out her audacious schemes.

McAllister has now landed herself behind bars again after purchasing then flogging two BMWs from a dealership using stolen credit cards.

Sentencing her to 15 months, Judge Steven Everett said: "This is a truly tangled web and totally brazen dishonesty.

"You are a sophisticated fraudster to be sure, a fraudster without any morals whatsoever, without any regret about what you do. You are one of the most morally bankrupt persons I have ever come across."

McAllister. who also goes by the name Charmaine Rowan and 15 other aliases, has targeted dozens of victims since 2002.

She was first jailed in 2008 for stealing a handbag containing £600 from a horse rider at an equine event.

Three years later, she received her second sentence - this time for withdrawing £4,500 from the credit cards of two riders at another horse racing event.

Bizarrely, in 2015, McAllister was banned from all equestrian occasions after raiding unattended horse boxes and trying to flog non-existent riding accessories for sale.

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McAllister would spend the money on baby goods, gift cards, air rifles and computers.

Most recently, the mum posed as a Horse and Hound worker to trick an advertiser into giving out her credit card details over the phone.

She then used the details to buy a £6,500 car, which she later flogged for £4,000, and a BMW for £2,895.

Mum's lengthy rap sheet

February 2008 Lincoln Crown Court - theft of handbag: Nine months jail.

June 2011 Boston magistrates court - theft of purses and credit card fraud: Four months jail.

January 2014 Winchester Crown Court - 18 offences of fraud and theft and with 45 others to be considered after £31,882 was stolen victims at horse trials : two years jail suspended for two years.

June 2015: Sheffield Crown Court - fraud and theft x 45: four years and eight months in jail and issued with a criminal behaviour order (CBO) banning her from contacting advertisers of horses, ponies or equestrian equipment for sale.

April 2018: Leeds Crown Court - fraud and handling stolen goods after stealing purse from 88-year old woman at Costa Coffee- nine months jail

July 2018: Leeds Crown Court - 15 charges of fraud and breaching the CBO: four years jail.

October 2018: Gloucester magistrates court - fraud: 26 weeks jail.

July 2021: Birmingham magistrates court: fraud: 12 months jail.

June 2023: Lincoln Crown Court: fraud x 4: 40 months in jail.

Conniving McAllister even swiped a credit card from a staff member when she went to collect the car from the dealership.

This was used to buy shopping from Sainsbury's and a stay at a Ramada hotel.

After flogging the car for £500, she picked up another BMW for £4,995 - before selling it for £2,500.

McAllister's con unravelled when the unwitting drivers were all stopped by police and she was identified through CCTV.

Laura Knightly, prosecuting, said all the money made from the latest fraud has gone.

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